Vivinavi : Orange County : (United States) Orange

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Please let me know if you are familiar with real estate.

I have a condo that was flooded with sewage due to a Sewage backup and I had the HOA fix it. If I don't pay it within 4 days, they will put a LEAN on the property. So I contacted the HOA insurance company and they said that the bill was too high and they had to dispute it and the insurance payment was $ 4000 or so. The insurance money has not been received by this company yet. The condo itself is only about 650 sqf and the area that was treated is less than half, smaller than 300 sqf. I did my own research and found that the market rate for water mitigation is $ 7- $ 14/sqf, which seems to be a reasonable amount to get from the insurance company. My question is, if the insurance company says $ 4000 is reasonable, do I have to pay the difference $ 9000 that was overcharged ？
I also received an email from another company yesterday and they filed a Mechanic Lean dated 1/26 with the bill. I am very confused that they put a Mechanic Lean of tens of thousands of dollars on the property a month ago, as I was supposed to have discussed this with the HOA's insurance company. Is it normal for them to put up a mechanic's letter in the middle of a discussion with the insurance company without any notice to the owner ？
If anyone has had a similar experience, I would appreciate it if you could share your story with us.
Also, if you know of any lawyers who are familiar with these types of cases, please introduce them to us.
Thank you in advance.