Showing [Problem / Need advice]

1. stain removal(544view/3res) Problem / Need advice 2025/12/05 17:42
2. How to receive SMS verification from the U.S. afte...(1kview/6res) Problem / Need advice 2025/10/26 15:07
3. Community Property in California(1kview/6res) Problem / Need advice 2025/10/24 10:22
4. About financial institutions that can be maintaine...(287view/0res) Problem / Need advice 2025/10/05 19:08
5. Remittance to Japan $ 250,000(5kview/13res) Problem / Need advice 2024/12/27 10:15
6. Server Chip(12kview/27res) Problem / Need advice 2024/11/01 12:45
7. Hospital specializing in thyroid(5kview/10res) Problem / Need advice 2024/09/03 09:12
8. Investment in Japanese Yen(9kview/44res) Problem / Need advice 2024/07/07 22:28
9. Hemorrhoid Treatment(2kview/3res) Problem / Need advice 2024/06/07 18:46
10. I am looking for a conscientious Sinus doctor in t...(2kview/1res) Problem / Need advice 2024/03/24 09:59
Topic

stain removal

Problem / Need advice
#1
  • サリー
  • mail
  • 2025/11/29 18:59

I am in my 50's and I want to get rid of spots on my face
but I don't know which procedure is best.
If possible, I would like to know
if there are any salons you would recommend.
Thank you very much.
***I would like to have OC if possible.

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#2

We recommend that you go to several clinics for consultation because the laser used and the details of the treatment will vary depending on the type of melasma you have and the type of melasma you do not have.

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#3

If you are planning to return to Japan, it would be better to do it then. The price will be much cheaper.

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#4
  • サリー
  • 2025/12/05 (Fri) 17:42
  • Report

Thank you for the information.
I would like to go to counseling, but
I have no idea where to go.

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Topic

How to receive SMS verification from the U.S. after permanently returning to Japan

Problem / Need advice
#1
  • 永久帰国
  • mail
  • 2025/10/05 19:01

I am planning to return to Japan permanently in the near future.
I will cancel my phone number in the U.S., but I would like to know if there is a safe and inexpensive way to receive SMS verification codes sent to my bank, brokerage firm, insurance company, etc. in the U.S. when I log in after returning to Japan. I am also considering Google Voice. I would also appreciate it if you could tell me the name of the bank where the SMS verification is actually being done without any problems. Thank you in advance.

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#3
  • くらー
  • 2025/10/06 (Mon) 00:17
  • Report

In the near future, foreigners, including illegal aliens in the U.S., will no longer be able to sign up for cell phones in the U.S. If they cannot prove their status, they will be forcibly terminated and SMS verification will be impossible. This is expected to wipe out illegal aliens from developed countries.

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#4
  • 永久帰国
  • 2025/10/06 (Mon) 21:19
  • Report

#2 0tp, thank you for your valuable advice !.

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#5
  • Lucy
  • 2025/10/20 (Mon) 00:27
  • Report

If you are going to leave your bank account, etc. in the US, you might as well leave your phone without canceling it.
If you are worried about the phone bill, how about switching to a phone with a cheaper plan ??

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#6

Security Key FIDO2 type ( about $ 50 ) available at Amazon and Best Buy.

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#7
  • 永久帰国
  • 2025/10/26 (Sun) 15:07
  • Report

#5 Lucy and $ 6 Playa, thanks. I will look into it.

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Topic

Community Property in California

Problem / Need advice
#1
  • pumpkin7
  • mail
  • 2025/10/11 18:05

We have been thinking about buying a house for several years for our daughter's future school district, but since last year my husband and I have been having marital problems and have been living separately at home. We both work, but my husband does not put a dime of money into the home and does not do any of our daughter's school related or domestic matters. So I have a question and a consultation.
If we were to buy a house in our current situation, would we have to share the property with my husband ? My husband and I do not intend to live together in the future and I will be paying the down payment and the mortgage.

Or is it better to buy a house
after the divorce?
Also, is there any way to avoid Community Property ?
I would appreciate it if you could help me.
Thank you very much.

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#2
  • アップルパイ
  • 2025/10/12 (Sun) 11:14
  • Report

I thought it would be better to get divorced early, and of course buy the house later
Prepare for divorce now.

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#3
  • Wai
  • 2025/10/12 (Sun) 14:32
  • Report

In CA, in the event of a divorce, post-marital property is split 50/50. 

https://yoshilawfirm.com/%E3%82%AB%E3%83%AA%E3%83%95%E3%82%A9%E3%83%AB%E3%83%8B%E3%82%A2%E5%B7%9E%E3%81%AE%E9%9B%A2%E5 %A9%9A%E5%88%B6%E5%BA%A6%E3%82%92%E5%BC%81%E8%AD%B7%E5%A3%AB%E3%81%8C%E8%A7%A3%E8%AA%AC%EF%BC%81%E7%9F%A5/

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#5
  • COM
  • 2025/10/13 (Mon) 17:41
  • Report

You can put the property in your own name at the time of purchase. If you also pay the down payment and loan from your personal assets ( premarital savings or inheritance from your parents ), it will not be considered "community property" in the event of divorce. Some spouses will argue over custody, so if you don't need to buy now, it is safer to rent for the time being and buy after the divorce. 

Do you have enough income to take out a loan on your own? ?
You should keep good records of the down payment and loan payments coming out of your personal account.

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#6
  • pumpkin7
  • 2025/10/13 (Mon) 19:27
  • Report

Thank you all
for your replies.
I still think we should prepare for divorce first.

#5 COM
Thank you for the detailed information.
As for whether I can get a loan on my own, in the past I would have had many options for a place to live, but now that this has happened, I will have to change my mind and find somewhere acceptable.

I have an additional question, does anyone know of a Family Law attorney that they can recommend ?
or is there anywhere (other than a lawyer) where I can get divorce advice ?
I know this is a lot, but thank you! I am sorry to keep repeating this, but thank you.

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#7
  • プラヤ
  • 2025/10/24 (Fri) 10:22
  • Report

Please note that even if you buy a house in your personal name, it is not considered your personal home in the event of divorce if you subsequently live together.
That is exactly what happened to me.

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About financial institutions that can be maintained after permanent return to Japan

Problem / Need advice
#1
  • 永久帰国
  • mail
  • 2025/10/05 19:08

I plan to return to Japan permanently in the near future after returning my U.S. permanent resident status. I need to leave my financial institution in the U.S. for various reasons, including the receipt of a private pension plan. I will cancel my phone number in the U.S. and file a W-8BEN after returning to Japan, but I would like to ask for your advice if you know of any banks or brokerage firms that I can maintain even if I move to Japan, or if you have actually used them without any problems. Thank you in advance.

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Topic

Remittance to Japan $ 250,000

Problem / Need advice
#1
  • Money
  • mail
  • 2024/10/22 08:59

I would like to send the money through my bank and would like to know your experience. Thank you in advance.

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#3
  • キビシイ
  • 2024/10/23 (Wed) 08:56
  • Report

While transferring money through a bank is generally a safe and reliable way to send money, there are a few points to keep in mind.

Remittance fees: It is important to check the fees in advance, as different banks have different fees.

Transfer time: Depending on the bank you are transferring to and the time of day, it may take several days.

Payee information: exact bank name, account number, SWIFT code, etc. is required.

Tax Reporting: Tax reporting may be required for remittances over $250,000.

It is best to contact your bank directly for specific bank names and detailed procedures. If there is anything else you would like to know, please feel free to let us know.

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#4
  • 直井
  • 2024/10/29 (Tue) 17:54
  • Report

How about using it gradually over its lifetime as a credit card account?

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#5
  • そそ
  • 2024/12/15 (Sun) 20:04
  • Report

I can't use WISE PAYPAL. I can only transfer less than $1000 at a time. I can't make it in time.
How can I increase the amount of money I can send? ? How much can I increase the amount of money I can send even though I only have a regular account ? If you are in the U.S., could you please ask me while you visit a bank ? Bank of America.

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#6
  • ボケた高齢者
  • 2024/12/20 (Fri) 11:40
  • Report

WISE can send you a million $, though.

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#9
  • そうだ
  • 2024/12/26 (Thu) 22:25
  • Report

$ If you're going to send 250,000 in dollars, you should definitely send it when the yen is cheap. Today $ is a good day to send money because 1=158 yen. Japanese banks charge about 3 yen as a commission. All banks charge roughly the same fee. The remittance fee is not much. Japanese banks usually call the receiver if the amount is over 10 million yen, and if the receiver does not answer the phone, they will not receive the money even if the money is transferred. Since the money is received on the day the receiver answers the phone, the amount in yen is transferred after approximately 3 yen is deducted from the exchange rate on that day.

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Topic

Server Chip

Problem / Need advice
#1
  • summer
  • mail
  • 2024/10/25 09:13

I am currently a lunch server at a Japanese restaurant. The restaurant is open all night with no lunch break, but servers rotate with dinner servers at 4:30pm.
Since there is one server for both lunch and dinner, each server gets a tip.
However, the customers around 4:30pm are more subtle; it is the lunch server who is in the middle of the meal, and the dinner server who takes the check and lowers the plates.
The dinner server gets a tip for that customer.

Is this a normal part of the server duties ? I have a few questions about the subtleties of the shift times.
I do not place a check on a customer while they are eating before I come up, as it is against the rules.

Please let me know if there are any differences in calculation between Japanese and American restaurants.
Thank you very much.

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#22
  • 経営者の頭痛の種
  • 2024/10/30 (Wed) 09:37
  • Report

It's not a restaurant that started yesterday, and the rules have been established for a long time. It's not orderly for newcomers to complain about it
Then, we should discuss it and say that currently each person is supposed to get one, but from now on we will collect them once and distribute them equally, wouldn't that be digging a grave ??

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#23
  • キビシイ
  • 2024/10/30 (Wed) 15:13
  • Report

That is correct. It can be disruptive for a new employee to challenge an existing rule. If the current rules are considered fair, it may be wise to follow them.

If you feel there is room for improvement, it may be beneficial to have a quiet discussion with your manager or to exchange ideas with other colleagues.

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#24
  • summer
  • 2024/10/30 (Wed) 23:08
  • Report

Thank you all for your answers. The tip is of course split with the kitchen staff at the time. It is not the sole responsibility of the server.
However, since only servers rotate between lunch and dinner shifts, the kitchen staff is not affected. I am a little uncomfortable with the service I give being passed on to other servers as I believe the service I give is included in the customer's tip, but I will try to come to terms with it somewhere.
Thank you !

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#25
  • こまけえな
  • 2024/10/31 (Thu) 20:38
  • Report

1 > Each server gets a tip.
24 > Tips are of course split with the kitchen staff at the time. It is not the server's monopoly.

What, the restaurant collects it once ? # That's not what you said 1

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#26
  • キビシイ
  • 2024/10/31 (Thu) 21:08
  • Report

The explanation apparently lacks consistency. It is understandable that there is some confusion as to whether each server receives tips directly or whether the restaurant collects them once for distribution with the kitchen staff. Perhaps it would be best to reconfirm this frankly with the staff.

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Topic

Hospital specializing in thyroid

Problem / Need advice
#1
  • minch75
  • 2024/08/30 09:40

I recently moved to Irvine.

I have had thyroid problems for 10 years since I was in Japan and need to go to the hospital here as well.
If anyone has been to a hospital for the same thyroid related symptoms, I would like to get recommendations for a hospital.

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#7
  • TRASH . .
  • 2024/09/02 (Mon) 08:42
  • Report

5

Did you have the surgery with or without health insurance?
If not, you need to write down the costs incurred so the reader can understand.

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#8
  • 有能
  • 2024/09/02 (Mon) 08:47
  • Report

7

You need to write down what health insurance you have if you care.

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#9
  • TRASH . .
  • 2024/09/02 (Mon) 09:43
  • Report

Medi-Cal if you have no income.
Don't you know that American citizens are heavily protected?

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#10
  • TRASHはここに出してはいけません
  • 2024/09/02 (Mon) 11:11
  • Report

8

Let's hear Mr. 5's insurance before we go any further.

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#11
  • 昭和のおとっつぁん
  • 2024/09/03 (Tue) 09:12
  • Report

Don't trust doctors too much ! patients are nothing but objects of profit

patients should defend themselves
not at the mercy of doctors.

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Topic

Investment in Japanese Yen

Problem / Need advice
#1
  • sk0814
  • mail
  • 2024/06/27 18:09

I am a resident of Irvine.
I would like to invest using Japanese yen that I have in a Japanese bank. I could not find a good way to invest in stocks or virtual currency.

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#17
  • wifi
  • 2024/06/29 (Sat) 21:18
  • Report

With Interactive Brokers, you can also trade Japanese stocks in yen.

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#19
  • ジジイいらない
  • 2024/06/30 (Sun) 09:47
  • Report

18
I am proud to say that
I can ask about investments I don't know about and don't know about,
do my own research, and decide whether or not to actually invest .

Are you investing in anything ?
if you don't mind me asking?
Also, thank you for your advice against scams.

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#27
  • ジジイいる
  • 2024/07/01 (Mon) 12:20
  • Report

# What is the point of asking a stranger about investments?

I ask because I'm an old hand at the exchange plaza who used to write about investments. There is nothing strange about it.

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#39
  • College
  • 2024/07/04 (Thu) 00:33
  • Report


If you have around 100 million yen, you should have a certificate of residence in Japan and maintain a bank account
If you are a Japanese with a bank account, you should be able to open a securities account
Of course you should get your own number
I don't think the yen will stay weak for long
but if you think so, that's a plus for Japanese exporters

some people praise Abenomics
but the current weak yen is
frankly a clear reflection of Japan's decline

What happened to the Japanese people ??

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#42
  • ジジイいらない
  • 2024/07/07 (Sun) 10:31
  • Report

41
In this thread,
why don't we talk about investments ?

gold ( gold ) it's going up

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Topic

Hemorrhoid Treatment

Problem / Need advice
#1
  • M
  • mail
  • 2024/06/07 17:00

I would like to have a hemorrhoid treatment
and surgery ( for hemorrhoids ) in Orange County or near Los Angeles, but I am not sure if there is anyone who speaks English or Japanese.
I would appreciate your advice !.

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#2
  • 昭和のおとっつぁん
  • 2024/06/07 (Fri) 17:12
  • Report

Even if you have a lot of anxiety in English, you can use a cell phone translation app to explain it to them.

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#3
  • 昭和のおとっつぁん
  • 2024/06/07 (Fri) 17:18
  • Report

If you have insurance, talk to your doctor.

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Topic

I am looking for a conscientious Sinus doctor in the Torrance area.

Problem / Need advice
#1
  • groguu
  • mail
  • 2024/03/23 01:03

We are looking for a doctor who is familiar with Sinus treatment.
Please let me know if you know anyone.
Thank you very much.

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#2
  • 昭和のおとっつぁん      .
  • 2024/03/24 (Sun) 09:56
  • Report

What visa are you staying in the U.S.?

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#3
  • 昭和の おとっつぁん
  • 2024/03/24 (Sun) 09:59
  • Report

2

Do you have Medicare insurance if you are asking that? You should.
You either have it or you don't, and the measures you take will vary.

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