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1〜2万ドル借りたいです
- #1
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- sakura
- 2019/09/16 09:03
この度住まいの買換えをすることになり、
次の家をcashで購入する予定ですが1〜2万ドルほど足りません。
月に1万ドル貯蓄できるので、
2ヶ月待てば足りますがそれまでに物件が残っているか。
そこで1〜2万ドルほど借りれるところをご存知でしょうか?
2ヶ月以内に完済できます。
この場合手数料や利子はいかほどなものなのでしょうか。
ローンに関して全く無知です。
とても気に入った物件なのでこちらで何か情報が得られれば幸いです。
- #2
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- newhalfwife
- 2019/09/16 (Mon) 09:11
- Report
銀行に行けば普通に貸してくれると思いますよ。クレジットスコアはどれくらいですか?
- #3
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- 怪しいお金
- 2019/09/16 (Mon) 10:56
- Report
買い替え、次の家、ということは今の家もキャッシュで購入したのですか?
1万ドルも貯蓄でき持ち家があり、マネーロンダリングではなく、収入を証明できるのであれば、銀行が簡単に貸してくれるでしょう。
- #4
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- sakura
- 2019/09/16 (Mon) 11:38
- Report
皆さま、ご回答ありがとうございます。
今の家もcashです。
審査は問題ないと思いますが、
初期費用や利子について条件がいいところをご存知でしたら教えてください。
- #7
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- 一括払いは最強です
- 2019/09/16 (Mon) 11:57
- Report
キャッシュで買われるのであれば、たかが1万ドル〜2万ドルくらいの金額なら交渉すれば、売る側がディスカウントしてくれるはずですよ。
- #8
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- Ag
- 2019/09/16 (Mon) 12:20
- Report
#7 私もそう思います。しかも1-2ヶ月で足りない分を払えるのならその旨を伝えたら良いんじゃないですか?Noと言う可能性は少ないと思いますよ。
- #9
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- クレジットカードでも良いのでは?
- 2019/09/16 (Mon) 13:25
- Report
たったの1万ドルやそこらで2ヶ月で返す超短期なら、金利などたかが知れているはずなので気にしなくても良いのでは?
- #11
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- sakura
- 2019/09/16 (Mon) 15:59
- Report
キャッシュバイヤーが強いと思われがちですが、ローンが仮審査で通っていて金額を上乗せするバイヤーの方が有利です。
すでに多少値引きしてくださったのですが、11月まで待つことは難しいとのことです。
気にいる物件に巡り合うのも中々難しいと思いますがこればかりはご縁だと思います。
皆さま、色んなアドバイスをありがとうございました。
- #12
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- 嘘八百
- 2019/09/16 (Mon) 22:54
- Report
キャッシュだろうがローンだろうが
エージェントが入らないと家の売買は成立しない
いきなり、キャッシュで家を買いたいけど。とノックしても門前払い
1~2万ドルの借金なんか論外
想像の話
>ローンが仮審査で通っていて金額を上乗せするバイヤーの方が有利です。
エージェントからキャッシュのオファーがある。といえばそのほうが優先
時間がかかって手数料取られるよりキャッシュの方が売り手は嬉しい。なんせキャッシュだし
#1はネタ。ここで遊んでるのよ
皆さん、マジレス、ご苦労様(笑)
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