Info Type
View Option
Sort by Category
Show all from recent
251. | 余剰資金の運用(10kview/38res) | Problem / Need advice | 2019/05/16 09:11 |
---|---|---|---|
252. | 弁護士探し(5kview/17res) | Daily life | 2019/05/13 07:02 |
253. | 生活アドバイザー(2kview/1res) | Question | 2019/05/04 19:44 |
254. | 交通事故(5kview/7res) | Problem / Need advice | 2019/04/27 14:31 |
255. | 留学生でアパート借りるのは難しいですか?(4kview/11res) | Housing | 2019/04/24 10:40 |
256. | 子連れ里帰り中どこへ行きますか?(4kview/8res) | Question | 2019/04/20 05:36 |
257. | なかよし幼稚園のEmployer Identification Number(EIN)(4kview/1res) | Problem / Need advice | 2019/04/10 15:36 |
258. | いちごの選び方(6kview/25res) | Free talk | 2019/03/22 09:13 |
259. | Is there a Japanese E-Commerce site?(1kview/2res) | Question | 2019/03/14 16:22 |
260. | 通販(7kview/7res) | Fashion | 2019/03/13 16:08 |
余剰資金の運用
- #1
-
- Moja2
- 2019/04/30 21:51
5~6年使う予定のないまとまったお金があります。
チェッキングアカウントに置いておいても増えないので、定期預金にしたいのですが、CDというのがそうなのでしょうか?
以前、日本でドル建て定期にしたら、1ヶ月で40万円も利息がついてびっくりしたのですが、それってアメリカの利息がそれだけ高いということなのでしょうか?
また、他に何か、利息のいい運用方法があるでしょうか?
ただし、リスクを取るつもりはないので、堅実な方法をご存じでしたら教えてください。
- #12
-
- わおー
- 2019/05/02 (Thu) 09:17
- Report
だとしたら、毎月その額にはならないということですね?
でも最近はこっちの銀行も利息払うようになりましたよ。
2-3%くらいのSavingsAcctやCDがあります。
- #13
-
- パウエル総裁
- 2019/05/02 (Thu) 09:30
- Report
>でも最近はこっちの銀行も利息払うようになりましたよ。
以前からアメリカの銀行でも利息が払われますが、どういう意味ですか?
- #14
-
- Moja2
- 2019/05/02 (Thu) 10:04
- Report
>毎月その額にはならないということですね?
その辺も実はよく分からないんですよ(苦笑)
日本の銀行に眠っているお金があったので、日本の利息なんてゼロみたいなもんなのでアメリカの銀行に移そうと考えました。
正月に日本に行った際、某都銀で非居住者口座を作り、そこに眠っていた資金を移動。
アメリカに送金したいと言ったら、「1ヶ月だけでいいからドル建て定期に入れてくれたら、為替レートもよくなるし手数料も安くなります」みたいに言われて、行員さんもノルマがあって大変なのかな?ぐらいの感じで「じゃ、そうしてください」と言ったんです。
ただ、私は1ヶ月も日本にいないので、じゃ満期になったらアメリカに送金してください、と、その後はお任せにしてアメリカに戻ってきました。
実際、満期後にちゃんとアメリカに送金されました。
その後になって、日本の連絡先になっている住所に郵送された明細の内容を教えてもらって、利息が40万円もついていることが分かってびっくりしたのです。
毎月そんなにつくんだったら、本当にずっとそのまま日本に置いておいたほうがよほど良かったですよね・・・
後の祭りですが・・・
- #15
-
- わおー
- 2019/05/02 (Thu) 11:07
- Report
#13さん、ここ長いこと、利息なんて無いに等しいでしょ?そういうことですよ。
知ってますよね??
最近ではでも、あるんです。
- #16
-
- わおー
- 2019/05/02 (Thu) 11:09
- Report
#14さん
それにしても凄い金額ですね
Posting period for “ 余剰資金の運用 ” has been closed.
Please create new topic to continue the same topic.
- Find local business with Town Guide
-
- < Reservations required, eating and drin...
-
Some items are not easily available at other sushi restaurants ! Kohada ・ Sea eel ・ Kampyo... BATTERA ($ 11.00) Futomaki ($ 15.00) is a great souvenir to take home with you. Using fresh fish and ca...
+1 (949) 642-2677Sushi Shibucho
-
- Irvine Accounting Firm - U.S. and Japane...
-
Hiromi K. Stanfield, CPA, with 20 years of experience in the U.S. ・ Japan, holds a Master's degree in Taxation and has worked for a Big 4 tax audit firm, and is a California CPA assisting individuals ...
+1 (949) 281-1219Hiromi K. Stanfield, CPA Inc.
-
- We offer the latest in cosmetic procedur...
-
♢ We offer high quality treatment by our doctors at a reasonable price. ♢ You can rest assured that your treatment will be performed by an experienced medical professional. ♢ The treatment is perfor...
+1 (657) 218-9859GentleCare Laser Aesthetics
-
- Car Accident ・ Contact us 24 hours a day...
-
If you are involved in a traffic accident, please contact us and our experienced attorneys with over 20 years of experience will guarantee your rights and provide you with all the support you need.
+1 (949) 999-2010The Law Office of Williams & Williams
-
- We are a tutoring school that supports l...
-
GATE is a tutoring school specializing in the following local schools: ・ Fees are based on a ticket system ( You pay in advance ) You only pay for what you take ・ You have self-study time and can a...
+1 (949) 636-9092GATE Tutoring Service
-
- I-20 Issuance ・ OPT Support ・ Affordable...
-
I graduated from ESL, but I want to study more in the U.S. ! But "the tuition fees for American universities are too high," "I'm not sure if I can get in with my language skills," "I'm worried about w...
+1 (949) 617-2006Rochester University
-
- All Orange County & South Bay Support Ai...
-
Trusted and proven for 15 years in Japanese! If you have purchased a new home or need air conditioning installation, electrical or plumbing repair, want to renovate your property, or need repairs at a...
+1 (714) 474-5818Victory Home Service
-
- The path to becoming a professional eyel...
-
Eyelash extensions are becoming more and more popular these days ! Why don't you learn the technique of eyelash extensions, which is becoming popular not only among Japanese people but also among Ame...
+1 (714) 708-2329beauteous Eyelash Extensions Academy
-
- We provide hire car and minibus transpor...
-
We have a wide variety of vehicle types, including sedans, popular SUVs, and sprinter vans and minibuses for groups. You can choose the most suitable car model according to the number of passengers an...
+1 (310) 534-7614AM World Express
-
- Why don't you start learning ? From qual...
-
Orange County's first comprehensive Japanese American culture salon. Thanks to our 17th anniversary, you can find your ideal lesson from among 20 different types of lessons. Please use it as a place t...
+1 (949) 685-7120Orange Island Culture Salon
-
- ≪ Attentive medical care in Japanese ≫ D...
-
Internal medicine, physical examinations, health checkups, vaccinations, etc. Various insurances available. Tokio Marine & Nichido Fire Cashless ・ Medical service provider clinic.
+1 (949) 262-0080Albert E. Saisho, M.D.
-
- Online Tutoring < I-Can > / Over 15 year...
-
I-CAN 3 Features ① Keiko's unique "Pictogram Method" ensures that Kanji characters will stick in a short time. ② After each lesson, Keiko reads a picture book to the students. A wide variety o...
元小学校の先生が教える オンライン個別指導の アイキャン
-
- We are a dental practice located in Irvi...
-
From regular checkups to nerve treatment, we are committed to protecting our patients' teeth. We are a dental practice located in Irvine. We can help you with general dentistry, pediatric dentistry, n...
+1 (949) 733-3647Glenn T. Yanagi, D.D.S. / Yanagi Dental Office
-
- Michelin-certified authentic Japanese be...
-
Authentic Japanese Beef Cuisine ! Michelin-certified Chef Shin Thompson offers exquisite cuisine including steak/yakiniku/shabu-shabu/hotpot/kaiseki cuisine/ sashimi/sushi/Japanese curry. Groups ・ Ban...
+1 (424) 388-9875CHUBBY GROUP
-
-
+1 (949) 540-1406WTC (Wheel & Tire Connection)
-