Vivinavi&nbsp;:&nbsp;Orange County&nbsp;:&nbsp;(United States) Orange

#1

途方に暮れている人
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2023/10/31 13:05

I am a former Union Bank user.
I had an account at treasurydirect.gov and had Union Bank registered, but now that US Bank has absorbed it, my bank number and account number have changed and I need to change them.
treasurydirect's system is cumbersome and I have to go all the way to the bank to change my bank account, have a document stamped like a notary seal and mail it in.
The first US bank branch I went to refused to do the paperwork, another branch rejected it on treasurydirect's side because it was stamped with something like a regular rubber stamp at first, and on the third try, even though I had it properly notarized and mailed, treasurydirect The reason was that the bank could not confirm it. The reason was that they could not verify the bank.
It said to check if the bank number or account number is wrong or if the bank supports ACH, but I have checked the routing number and account number many times and they are correct, and I honestly don't think UA bank does not support ACH, and I am at a loss.
Can anyone who is familiar with financial matters please advise me ？.

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#22

途方に暮れている人
2023/11/02 (Thu) 11:29
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#21
No, it seems treasurydirect is doing something on its own.
I just got an email telling me that my account could not be verified, and to check my bank number, account number and whether it is compatible with ACH.
I just went to CITIBANK to give up and open an account at another bank and register there, but they told me that they cannot stamp （ the medallion stamp ） which is like a notary stamp until more than 6 months after the account has been opened, so I'm in an all-or-nothing situation. I'm at a loss. I'm thinking of going to all the banks in my neighborhood ・・・.

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#25

昭和のおとっつぁん
2023/11/03 (Fri) 08:38
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If you're already in all directions, why don't you get ready for the next one?

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#30

途方に暮れている人
2023/11/05 (Sun) 20:11
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#27
No really anymore, how I wish I had an office somewhere where I could complain directly ・・・ .
Online, if I try to delete a US Bank account that is HOLD and delete it once and start over, I get a warning that I can't delete it because it's HOLD.
Phone calls are not working.
When I send an email from the website, I get an auto-reply saying that they do not answer email questions. （ Then what's the submit form for ？！）
TreasuryDirect's system, how shitty is that?
But somehow I have a feeling that the interest from TreasuryDirect will be sent to US Bank with the Union Bank account number, since they said I can use the checks from my Union Bank days until they run out, so I'll just wait and see. There is nothing else I can do ・・・.

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#31

昭和のおとっつぁん
2023/11/06 (Mon) 06:53
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We'll see how it goes for now. There's nothing else I can do ・・・.

Standing still won't solve the problem forever.

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#32

昭和のおとっつぁん
2023/11/08 (Wed) 14:44
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Latin American descent, which accounts for more than 50% of the population. If you inquire about Chinese and Korean descent.

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#1

中流階級
mail
2023/08/28 19:18

Service industry. I feel that the number of customers has suddenly stopped since mid-August. My partner's workplace is the same.
We are trying to curb unnecessary expenses due to rising prices, but
if our income is also decreasing, we are going to have to dip into our savings.

How about you ？
What will happen to the world?
I am not worried.

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#65

は？
2023/10/06 (Fri) 17:30
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For 2023, the 401(k) contribution limit for employees is $ 22,500, or $ 30,000 if you are age 50 or older.

Plus a few dozen percent from your employer plus a few dozen percent contribution from the employer.
In my company's case.

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#67

昭和のおとっつぁん
2023/10/06 (Fri) 17:46
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Wasn't there a set amount of annual deposit for 401k ？
If that is correct, all employees are doing it
and my coworkers are doing 30% contribution, and you in our company with only 401k
would be one-million?

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#68

は？
2023/10/06 (Fri) 19:51
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67

I kinda don't know what you're talking about. If you have any doubts, do your own research. ？

Even though he is a co-worker, he is much older than me and I was not interested in 401K yet, so I only put in the minimum percentage that would increase the match up from the company, but I took his advice and increased it.

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#69

どう逆なん？
2023/10/07 (Sat) 06:02
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The recently released September employment numbers were very good.

So all my holdings and ETFs combined have more than quadrupled in 3 years.
NVIDIA, which I own, is over 8x in 3 years.

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#70

昭和のおとっつぁん
2023/10/07 (Sat) 08:14
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If you are in the One Million, please answer with numbers.
the annual 401k deposit amount is ？ the amount with 30% contribution is ？
the amount per year is ？
and in how many years did you reach One Million ？?

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#1

ESKA
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2023/06/05 11:16

Hello, I have been an expatriate since June and arrived in our area before my family.
I am thinking about living in Irvine, but I wanted to start a topic to let you know where I should live.

We have two children, ages 4 and 2.
My wife is not good at English and would like to join a Japanese community if possible.
We have not decided on a kindergarten yet.

We have heard that West Park and Woodbridge are usually good places to live, and we were going to look in those areas, but there are not many apartments （ and even if there are, they are over our budget ）. So the following areas came up.

Northwood
Cypress Village
Oak Creek
Great Park

I have a boss who told me that the area above Route 5 has few expats and many Chinese people. I have heard that the area above Route 5 has fewer expatriates and more Chinese people.
I am hoping to live in an area with a certain amount of expatriates, but I wonder what the actual situation is like ？

I would like to hear various opinions from people who live in each area or are familiar with the area.
Thank you very much.

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#3

ラテ
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2023/08/11 (Fri) 20:50
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Hi, I live in West Park, Irvine.
I am a long time US resident and not an expat, but I am a mom with an elementary school aged child. There are many Japanese expatriates and other Japanese people in West Park. I have lived in the US for a long time and am not an expatriate, but I know many Japanese expatriates and other Japanese people who live in Westpark. If your wife can drive a car right away, I don't think you have to worry. The West Park area is very livable and beautiful with many parks, and is close to Costco, Whole Foods, Sprouts, Korean supermarkets, Target, etc. It is very comfortable for housewives. Many people live a normal life even if they don't speak English. Our family also rents a condo. The West Park area is very popular and townhouses, condos and apartments are going up $200-$400 a month a year. Even if you try to buy a house, there are very few properties available and the price is usually $ $1,500,000 for a normal 4 room house.
Prices have gone up so much that it is hard to keep up. Prices have gone up so much that they can't keep up with it. There are people living in the Irvine Spectrum, but if you want to raise your children in a park, I wouldn't recommend the Spectrum.
In the Great Park area, new houses are being built all the time and there are many new families. But of course renting a house or condo is also expensive because they are new. It is the same in all areas, but I have known several people who had to move out of their apartments when their children were young because of complaints of noise from the people below them. I know that you are going through a lot of hardship since your wife and children are coming to the U.S., but at first it will be like you are on vacation and it will be fun, but when you live in the U.S., there are many things that will be different from Japan and you may get homesick, but please do your best.

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#4

ESKA
2023/10/04 (Wed) 08:49
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Dear Latte

Thank you for your comments and useful information.
（ I am very sorry for the delay in replying ）
In the end, we looked at a lot of places and finally decided on the Great Park area. West Park never came up with any properties in the first place. I also liked Cypress Village and Oak Creek, but they already had several applications, and as a foreigner with no FICO, there was no way I could win. In the end it took over 3 months and a lot of hard work, but we found a good owner, the place of residence was confirmed, and my wife arrived in our area recently.
We still have a lot of work to do in the future, such as finding a license for my wife, finding a community for our children, finding a kindergarten, etc. We are floundering to start up our lives, but as Latte said, we will be homesick when we get settled. Thank you for sharing the information, including your support.

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#1

ハテナさん
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2023/09/15 16:21

I can't remember the name of the grocery store that used to be in front of Nijiya Market in Little Tokyo about 15-20 years ago, but if anyone remembers the name, please let me know. Thank you in advance.

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#31

LA
2023/09/16 (Sat) 19:19
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Boyle heights born and raised in LA ?????
Where is LA ？（ lol ）

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#37

LA
2023/09/16 (Sat) 22:15
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↑ ＜ Fun and nice adults ＞
As expected, you'll need them for this.

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#39

昭和のおとっつぁん
2023/09/17 (Sun) 08:13
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＃ Boyle heights born and raised in LA ?????
Boyle heights is a city
Boyle heights is a Jewish neighborhood, then
Japanese and Japanese-Americans moved there and now it is Latin American.

Hollywood, West ・ Hollywood, Westwood and Santa Monica are also called Los Angeles.
Where you live is also roughly Los Angeles.

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#40

ピカチュウ
2023/09/17 (Sun) 09:38
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There is also Evergreen Cemetery, where many Japanese and Japanese-Americans are sleeping.
Otemosan is also popular for Japanese food. Tenrikyo.
You should learn a little bit before you say it, just like the person above. The owner of Otaichiban also grew up near here
Her mother is Miss Hakata, and she is a beautiful woman. Japanese-owned hospital, no longer there.

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#46

ごんた
2023/09/17 (Sun) 11:16
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I remember, I opened the car door of a customer who came to pick me up for work a long time ago
the moment I opened it, I smelled moldy I told my colleague about it and he said it was an old age smell.
By the way, there are many older people without smell.

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#1

hihi
mail
2023/08/30 10:46

I heard that my brother and his wife paid 8 ， 690 yen and his wife paid 24,532 yen, why are they paying different amounts? ？ If you know anything about this, please let me know ？.

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#3

たぶん
2023/09/01 (Fri) 06:03
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P.S. I'm not sure if you can get it through the official U.S. government website.
Come to think of it, I think it's $ 21 if you go through the official US government website. 8690 yen is also a vendor fee somewhere ？
Well, if you've already paid and got it successfully, just be careful next time.
The following is from the U.S. Embassy website.
All Visa Waiver Programs （ VWP ） Travelers must pay a $21 application fee when applying for ESTA. The fee can be paid by credit card through the ESTA application website.
Note ： Beware of counterfeit websites where third parties request unauthorized information or application fees. These businesses and websites are in no way affiliated with the U.S. government.

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#4

happy
2023/09/01 (Fri) 15:09
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Not to answer your question, but my parents are coming to the U.S. soon and ESTA is something that all people coming from Japan （ tourism ） must apply for ？ or is there something else I should know about?

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#1

かぐや様
mail
2023/08/02 21:52

Do you know of any stores in Los Angeles or Orange County that have Japanese manga ？
I've seen some Japanese restaurants that have a little bit of manga, but
I would be happy if it was as good as a manga cafe.
I want to read Japanese manga in Japanese. Especially Kaguya-sama.

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#29

「昭和のおとっつぁん」てんぷく
2023/08/27 (Sun) 13:37
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Surprise, surprise, surprise!

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#30

死語
2023/08/27 (Sun) 14:29
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25

Na, naoui means,

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#31

昭和のおとっつぁん
2023/08/27 (Sun) 15:05
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I'm so surprised that it's the 1960's ？ Ajapar

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#32

「昭和のおとっつん」知らんぷり
2023/08/27 (Sun) 15:58
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Ajapar is 1950s.

＞ Surprisingly, it's the 1960s ？

Don't be silly.
The 1960's is the middle of the "Showa-era ototsuan". Don't be ignorant.

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#34

昭和のおとっつぁん
2023/08/31 (Thu) 09:05
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The 40's were in the middle of the "Showa-era otchan".

Look up in the sky, it's on the plane
Rain, hail and lots of iron to drop

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#1

happy_LA
mail
2023/06/21 16:42

It is a site like RecoChoku in Japan.
Except for AppleItunes, it is better. （ I have a large gift card balance and it is automatically paid from the balance ）
What else can I use to make a transaction of around $1.00 by credit card charge?
My purpose is to pay only to make a transaction to my credit card.
Thank you very much.

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#8

昭和のおとっつぁん
2023/06/22 (Thu) 10:08
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I don't save for the future ？
Don't think you'll always have it, parents and money.

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#9

セブンイレブンで買いなされ
2023/06/22 (Thu) 10:11
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If you buy gum or candy at 7-Eleven ？ it's more expensive, but

they sell it in pieces like peropero candy ＄ I think it used to be less than 1
it still is, but I haven't seen the price so I'm not sure ＄ I think it's less than 1

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#12

💩
2023/06/22 (Thu) 12:56
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What ？ I want $1 automatically deducted from my credit card every month ？
amazon music has it for around $1. You have to pay for it yourself.

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#13

9ish
2023/06/24 (Sat) 19:28
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I just came back from a meal and paid for public parking ＄ 1 in a certain city with a credit card.
Many street parking areas only accept credit cards these days, and if your only purpose is to charge your car, you don't have to park your car to get what you want.

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#14

昭和のおとっつぁん
2023/06/25 (Sun) 07:35
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Public parking use ＄ Pay 1 with a debit card and debit is fast.

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#1

happy_LA
mail
2023/06/21 20:27

If my credit card becomes invalid, do I automatically close my account ？ or do I get a notification ？ or can I still use my account if I have money left ？（ Itune ）

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#2

昭和のおとっつぁん II
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2023/06/22 (Thu) 16:23
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Normally, they do not close your account out of the blue due to their business practices.

Since they are also a commercial company, they have a means of saying, "In this case, here is what you should do" and they will probably send a "warning" to your registered E-Mail

address, etc.

You should act according to that warning.

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#5

昭和のおとっつぁん
2023/06/23 (Fri) 16:58
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The credit card you are registered with is invalid when you use it. In
Register a new card.

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#1

haruma22
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2023/06/21 17:36

Hello, I live in Irvine and would like to have my child's first meal at a Japanese restaurant.
I live in Irvine and would like to have a weaning ceremony for my child.

I am thinking of either of the above.

If you have any recommendations for Japanese restaurants or Japanese supermarkets in the Irvine or Los Angeles area where
you have held your first wedding ceremony or
actually purchased your snapper, please let us know ？

Thank you. <1464> Thank you very much.

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#2

CC
2023/06/22 (Thu) 20:36
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As a Showa-era person like myself, the first meal is cooked at home and served in lacquer ware for the first meal （ and the child in a formal kimono is made to imitate eating ）, but this custom may have changed. It is a family ritual for children, so I don't think it is the purpose of going to a restaurant to please adults in the first place.　 Small snapper can easily be found in Asian markets and are easy to roast in the oven.

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#3

昭和のおとっつぁん
2023/06/23 (Fri) 07:55
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I don't think Japanese restaurants offer such a service
although they do for birthday parties. Either way, it's free to ask, so just ask.

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#4

ガッテン
2023/06/23 (Fri) 08:19
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We need information from experienced people who have done a weaning ceremony in the Los Angeles area. Please do not comment if you have not.

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#6

💩
2023/06/23 (Fri) 13:28
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sekihan (red rice)
osuimono (soup) （ asari (scallion) ）
simmered dish （ chikuzen nimono ・ black soybean ）
grilled dish （ sea bream with tail head ）
pickles
octopus
rice cake
fruit

All the items are sold separately at NIJIYA
Since they can make Osechi, I guess they can make a set for the first meal for a certain number of people if you call in advance
Anyway, they can speak Japanese, so call them!

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