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    • Useful info / Finance / Insurance
    • 2024/12/03 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Options for Protecting Company Assets ： Corporate Veil, Charging Order, Single-Member LLC vs. Multiple-Member LLC vs.

    When starting a business, many entrepreneurs look for ways to protect their personal assets from business risks, and while LLCs and Corporations are the primary options for doing so, each structure and mode of operation offers different asset protection mechanisms and benefits. This article details the differences in asset protection between Single-Member LLC （ SMLLC ） and Multiple-Member LLC （ MMLLC ） in particular, as well as how they compare to Corporations, with specific examples.

    What is Corporate Veil ？

    The basic concept of protection offered by LLCs and Corporations is the "Corporate Veil （ Corporate Veil ）". This means that the corporation is a legal entity independent of the business owners （ members or shareholders ） and that any liability or debt associated with the business is vested in the corporation itself. This mechanism protects the owner's personal assets in principle, even if the business fails or is sued.

    Example 1: Suppose, for example, that the owner of a restaurant has formed an LLC to operate the business. If food poisoning occurs at the restaurant and a customer files a lawsuit, the LLC would be liable for damages. In this case, the owner's personal home and personal bank account would not be affected by the lawsuit. This is the protection afforded by the corporate veil.

    Charging Order （ Charging Order ） What is a ？

    Charging Order is a legal instrument that a creditor can take against a debt owed personally by a member of an LLC. Once this order is issued, the creditor can only file a claim against the distribution of profits the member receives from the LLC, and does not directly affect the assets of the LLC itself or the interests of other members. This allows the LLC to continue to operate while addressing the debts of individual members.

    ↓ Click here to continue reading ！
    https://www.hkstanfield.com/blog/assetprotection/

    • Useful info / Finance / Insurance
    • 2024/12/02 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    My Entrepreneurial Story ： From Company Employee to Entrepreneur

    In a book I read during the Thanksgiving holiday, there was a message that said, "Telling stories helps people empathize with you. Inspired by his words, I would like to share my own entrepreneurial story.

    From Tokyo to the U.S. ： My Career as a Company Employee

    I am originally from Nagoya, Japan and have worked as a full-time employee in accounting firms and foreign companies mainly in Tokyo and California. During my tenure, I was always aware of my next career step and how I could achieve results in my current company to get even better conditions in my next career move. As I continued to work hard to improve my career, I began to realize the limitations of working as a company employee. For example, when someone close to me became ill and required frequent trips back to Nagoya, the time constraints became a major burden. Also, I was faced with a situation where I had several months to wait for a work visa to be issued after deciding to work in the U.S., but was unable to work. It was then that I began to think, "If only I could have a more flexible work schedule.

    Then, when I traveled on a weekday with a friend who had started his own business, I was strongly attracted to the way entrepreneurs work, with the freedom to manage their own time.

    ↓ Click here to continue reading ！
    https://www.hkstanfield.com/blog/mystartupstory/

    • Introduction / Finance / Insurance
    • 2024/12/08 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🌟 Hiromi K. Stanfield, CPA Inc. hosted ： Start of Saturday Breakfast ！ 🌟

    Hiromi K. Stanfield, CPA Inc. will kick off the Saturday breakfast meeting at Roosevelt Coffee in Irvine ！ ☕ ️🍽️ in a relaxed atmosphere to share topics about life and money, and enjoy time together to meet new people and learn! Let's have fun together!

    🗓️ Date:
    We meet once a month on a Saturday at 8am. Come join us for a great start to your weekend ？

    📍 Location:
    Roosevelt Coffee （ Address: 670 Roosevelt, Irvine, CA 92620 ）

    💡 Contents:
    This is a place to talk freely about money management, work/life balance, and life. You can enjoy new knowledge and meeting new people in a casual atmosphere. Everyone is welcome to join ！

    Agenda:

    8:00 AM: Welcome ・ Greetings
    8:15 AM: Introductions ＆ Discussion
    9:00 AM: Networking Working and Free Conversation
    You are welcome to come empty handed ！ Let's talk casually with a cup of good coffee in hand.

    📢 For more information and to register:
    https://www.meetup.com/irvine-life-money-coffee-meetup/?eventOrigin=your_groups

    The maximum number of participants on the Meetup website is 10, but the actual number of participants may vary on the day of the event. Therefore, we would like to invite Japanese guests to join us, and we will adjust the number of participants if you contact us in advance. Please feel free to contact us.

    Let's make your Saturday morning fun and fulfilling ！ 😊

    • Problem solution / Finance / Insurance
    • 2024/12/08 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    2024 Tax Filing Support - Let the International Tax Experts at Hiromi K. Stanfield, CPA

    2024 U.S. Income Tax Returns

    Hiromi K. Stanfield, CPA, has over 20 years of experience in U.S. and Japanese tax ・ accounting and can assist you with her international tax expertise gained from working for Big 4 tax audit firms and foreign companies.
    With a Master's degree in Taxation, Hiromi can assist you with all your tax needs, from individual income tax to corporate tax returns for small and medium-sized businesses.

    We offer online, in-depth communication and full support for your business and finances.
    Located in Irvine, we offer a wide range of services including tax preparation, general accounting ・ bookkeeping services, HR payroll, and assistance with company formation.
    With a commitment to trust and accuracy, let us make your tax filing experience safe and smooth.

    Let Hiromi K. Stanfield handle your tax returns this year.
    Our international tax professionals will strongly support your financial stability and business growth.

    • Useful info / Finance / Insurance
    • 2024/12/08 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Renunciation of U.S. Permanent Resident Status and Its Tax Consequences

    The decision to relinquish your U.S. permanent residence status does not merely change your legal status; it also has significant tax consequences. Special attention should be paid to U.S. tax obligations after relinquishing permanent residence. This article will discuss U.S. income tax reporting and departure taxes after relinquishing permanent residence in detail.

    Income Tax Returns After Relinquishing Permanent Residence

    In the year you relinquish your permanent residence, you are required to file an income tax return on your worldwide income inside and outside the U.S. for the period through the date you relinquish. For example, if you relinquish your permanent residence on June 30, 2024, you will be subject to U.S. tax on your income from January 1 through June 30, 2024.

    On your first return after abandonment, you will file as a "Dual-Status Taxpayer" using IRS Form 1040. This must be accompanied by a Dual-Status Statement showing that you spent the first half of the year as a permanent resident and the second half as a nonresident.


    Exit Tax （ Exit Tax ）

    Upon abandonment of permanent residence, those who meet certain conditions are subject to an "exit tax. The exit tax is imposed on unrealized gains on the hypothetical sale of all assets at the time of abandonment. A person is subject to departure tax if one of the following three conditions is met

    ↓ Click here to continue reading ！
    https://www.hkstanfield.com/blog/permanentresidencerenunciation/

    • Useful info / Finance / Insurance
    • 2024/12/17 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Difference between FSA and HSA and Savings ・ Tax Savings

    To help you stay healthy and reduce the cost of health care, the United States offers two important health care savings tools: the Flexible Spending Account （ FSA ） and the Health Savings Account （ HSA ）. These accounts are designed to help you cover medical expenses through tax benefits and each has its own specific rules and benefits.

    FSA （ Flexible Spending Account ） What is a ？

    FSA is a type of employer-sponsored health care savings plan that allows employees to pay for annual medical and child care expenses out of pre-tax income The account allows employees to pay for their annual medical and child care expenses out of their pre-tax income. Employees have a pre-determined amount deducted from their paycheck and credited to their FSA account. These funds can be used to pay for medical and approved child care expenses.

    FSA Benefits

    1. Tax Savings: The amount you contribute to the FSA is deducted from your pre-tax income and is therefore not subject to income tax or FICA tax （ Social Security and Medicare taxes ）.
    2. Convenient Payments: You can use your FSA debit card to pay directly for medical and child care expenses.

    ↓ Click here to read more ！

    https://www.hkstanfield.com/blog/fsahsa/

    • Useful info / Finance / Insurance
    • 2024/12/18 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    California Health Insurance Coverage: A Guide to 2024

    In California, all residents are required to have health insurance coverage beginning January 1, 2020. This article will detail the 2024 health insurance coverage requirements, types of exemptions, and how to avoid fines. We will also provide real-life family examples to help you understand the specifics.

    Health Insurance Coverage Requirements

    California residents must either.

    1. have qualified health insurance coverage
    2. obtain an exemption for not having coverage
    3. pay a fine when filing a state tax return

    Health insurance coverage for 2024 will be reported on their 2025 tax return. Normally, you file your income tax return by April 15, 2025, but the filing of your California income tax return is automatically extended to allow you to file by October 15, 2025. \The payment of taxes is not extended. ）

    ↓ Click here to continue reading ！
    https://www.hkstanfield.com/blog/cahealthcarecoverage/

    • Other / Medical
    • 2024/12/17 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [egg donor wanted] ⭐︎ reward $ 10,000.-~⭐︎

    What is an Egg Donor ≪Egg Donor∩
    An "egg donor" plays an important role in helping couples and individuals struggling with infertility build the family they have always dreamed of by donating their own eggs. Your cooperation is the hope for new life.

    The eggs donated by the donor are used for IVF as fertilized eggs （ embryos ） and returned to the client's uterus via embryo transfer. This allows those who have felt stuck in infertility treatment to have hope again.

    ⭐︎Egg Donor Requirements⭐︎
    ・ 21 years old ～ 30 years old healthy female
    ・ not smoking
    ・ no drug or alcohol abuse in you or your family
    < ・ You are not using tranquilizers
    ・ Egg Donation Procedures and Compensation

    Egg donation involves a series of tests, administration of fertility drugs and egg retrieval procedures, all of which are performed safely. Some hospital visits may be required, but all travel and medical expenses are covered by our company.

    After donor registration, if a match is made and egg donation takes place, you will be paid between $10,000 and $35,000 depending on your experience, education, appearance and physical requirements. Your help will not only give hope to many, but also provide great support.

    Now, are you interested in a valuable role that can support the future of those who want their first child ？ Registration is easy. Follow the link below to step into your new role ？

    Register here
    https://acrc-global.mike-x.com/k4aFN

    • Useful info / Auto / Motorcycle
    • 2024/12/12 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Are your tires ready for replacement ？ Tires ・ Leave it to Shinzo Auto Service to replace your wipers ！

    At Shizo Auto Service, wiper replacement （ if available ） takes 5 to 10 minutes, and
    4 tire changes take about 1.5 to 2 hours.
    Other maintenance items will also be performed carefully and thoroughly depending on the mileage required.
    If your tire pressure light is flashing, please contact us.

    It is too late to take care of your precious car after an accident or incident.

    Quality repairs ・ At Shizo Auto Service, where maintenance is our motto,
    we use genuine and quality parts and work carefully to ensure that you can drive with peace of mind.
    Using high quality parts is safer and more economical in the long run than using cheap parts over and over again for repairs.


    Please contact us for any kind of car problems ！

    ■ +1 (949) 951-5398
    51 Auto Center Dr. #27, Irvine, CA, 92618 US

    タイヤワイパーメンテナンス
    • Wanted / Education / Lesson
    • 2024/11/23 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Futaba Kindergarten is now accepting applications for students ！.

    ★ Childcare ★

    We focus on discipline in early childhood,
    Japanese culture ・ and curriculum based on tradition.

    ○ Music,
    ○ Rhythmic play
    ○ Painting
    ○ Exercise
    ○ Nature observation
    ○ Language/story
    ○ Picture story
    ○ Puppet play
    ○ Group play

    Hiragana learning is also introduced for the older children.

    ～ The name "Futaba Yochuen" comes from the idea that ？ ～

    just as when a seed is planted and germinates it produces two leaves, so
    when a child is born, he or she will be able to join a group for the first time. Named to encourage children to become kind people who can cooperate with each other hand in hand in their first group activities after they are born.

    ★ ☆ Trial admission is available at any time ☆ ★

    We are located in a great environment, only 10 minutes from Irvine by car.

    Please feel free to contact us first ［ by sending us a message ］ with your name and contact information.

    日系幼稚園小学部保育園幼稚園デイケア
    • Event / Finance / Insurance
    • 2024/11/27 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the United States, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to participate.


    [Main contents]

    ・ What is Asset Management ？

    ・ Risk, Return

    ・ How to Protect and Grow Your Money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    December 14 Sat ）

    Dec 15 （ Sun ）

    Dec 18 （ Wed ）

    * Seminar start times vary by area. Please check from the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Event / Finance / Insurance
    • 2024/11/27 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    December 7 （ Sat ）

    December 8 （ Sun ）
    Dec. 11 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2024/12/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： January 4 （ Sat ） ・ 8th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Jan 5 （ Sun ） ・ 9th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2024/12/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and the general idea is that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Accounts (IRAs), which are tax benefits that can be used by expatriates as well as "private pensions",
    and how they can be used in Japan. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    December 7 （ Sat ）

    December 8 （ Sun ）
    Dec. 11 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2024/12/11 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： January 4 （ Sat ） ・ 8th （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： Jan 5 （ Sun ） ・ 9th （ Thu ）


    *Seminar Start times vary depending on each area. Please check from the registration page.

    • Event / Finance / Insurance
    • 2024/12/11 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the United States, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to participate.


    [Main contents]

    ・ What is Asset Management ？

    ・ Risk, Return

    ・ How to Protect and Grow Your Money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    December 14 Sat ）

    Dec 15 （ Sun ）

    Dec 18 （ Wed ）

    * Seminar start times vary by area. Please check from the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Problem solution / Education / Lesson
    • 2024/12/16 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Support your child's local school learning with eTeachers ！.

    Are you worried about your child's local school classes ？
    Are you concerned about whether your child is understanding the content properly or having trouble with homework ？

    "eTeachers" provides thorough support for learning at the local school.
    We provide a confident learning environment by explaining homework and class content in Japanese, including English, science and math subjects, in an easy-to-understand manner.

    🌟 Private lessons specialized for local school study
    ・ Explanations in Japanese of parts of lessons and homework that are difficult to understand
    ・ Science ・ Mathematics ・ Focus on English to develop your child's confidence and skills

    Available at your home or office or via Skype lessons ！
    Skype lessons available 24 hours a day （ Reservations required ）
    Price ： 1 hour $ From 30

    Free 30-minute trial lesson is also available.
    Please feel free to contact us through "send message" for more details ！

    現地校授業学習サポート
    • Useful info / Beauty / Health
    • 2024/12/03 (Tue)

    HOLIDAY PROMOTION

    ULTHERA, ULTRA SKIN & HIFU PROMOTION

    • Event / Finance / Insurance
    • 2024/11/21 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that the interest rate for savings insurance is higher than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    November 24 （ Sun ）

    November 27 （ Wed ）
    *Times vary according to each area. Please check from the application page.

    • Event / Finance / Insurance
    • 2024/12/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that the interest rate for savings insurance is higher than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there will be absolutely no forced solicitation after attending. Please feel free to attend.



    ★ Next Schedule ★

    January 12 （ Sun ）

    January 15 （ Wed ）
    *Times vary according to each area. Please check from the application page.